One good thing is that the categories are usually quite appropriate for the season.Įven if you don't think that you'll be spending in those categories for the quarter, sign up anyway. It might seem annoying to have to sign up every 3 months - you'd expect to be "enrolled" automatically.Ĭhase explains that the enrollment requirement is actually a good thing because it reminds you to take advantage of the extra cash back. With service, you must remember to enroll every quarter in order to earn 5% cash back in these categories. It's a good idea to look over the cash back calendar early in the year, just so you can plan any major purchases to earn the most cash back.īelow, you’ll find a few more tips to help you use the card smarter: Enroll Early So You Don't Forget Read Chase Freedom Credit Card Editor's Review So, that's a maximum of $75 cash back earned under the 5% cash back categories per quarter. (Note: Only the first $1,500 spent in the 5% cash back categories will earn that cash back rate for that quarter. The specific categories for the next quarter are usually announced one month before the current quarter ends. All other spending will earn a base 1% cash back rate.Ĭhase provides a general idea of what these categories will be for each quarter of the year. The card offers 5% cash back on certain categories that change every three months during the calendar year.
Freedom cash back calendar how to#
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